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Introducing
IRON BANK

IRON BANK — is a unique prestigious metal card

iron card

IRON BANK — is a unique prestigious metal card highlighting its owner’s status and making everybody around jealous. During the field trials, we noted instances of shop assistants fainting upon an attempt to pay by this card.

MasterCard World Elite means the highest level of care, security, and confidentiality.

Get free plane tickets

get miles
  • IRON BANK card owners get to earn miles by simply using the card to make everyday payments.
  • We credit you with 20 miles for every 1,000 UAH spent using the IRON BANK card.
  • Miles can be spent to purchase any airline’s plane tickets.

And, unlike with the cash-back, you’ve got practically no limits regarding the amount of miles saved. The mile-to-ticket exchange rate is 1 mile = 1 UAH. You simply choose purchasing plane tickets that you’d like to repay with miles from the statement, make a couple of taps, and the plane ticket price is charged back to your card. Magic!

MasterCard business lounges and lounge key to the world’s any airport

IRON BANK customers have free access to all MasterCard business lounges.

But this is only the beginning!
The Lounge Key programme allows you to enter the world’s any airport’s business lounges on special conditions — you only need to show your IRON BANK card.

More than 820 lounges in 450 cities all over the world!

At your disposal:

  • comfortably waiting for your flight;
  • instant access to the lounge with the card at hand;
  • access to the lounges not depending on the ticket and airline class;
  • the possibility of entering the lounges with guests (the guests must be paid for separately).

Please make sure not to stay in the lounges for too long — somebody is most likely waiting for you at home 🙂

Top-notch airport comfort

Fast Lane in the Departures and Arrivals

  • Jump the queue to pass the customs and passport control when going abroad or arriving at Terminal D of Boryspil Airport.
  • Jump the queue to check in when going abroad from Terminal D of Boryspil Airport.
  • According to MasterCard, 80% of MasterCard premium card owners mention Fast Lane among the top three reasons to open the card.

A personal 24/7 assistant

monobank’s professional customer support team, in association with MasterCard Concierge, will become your ultimate remote assistant when dealing with any issue. You can count on 24/7 assistant team help who work personally for you!

We guarantee confidentiality for each our customer.

Talking with our employees won’t remind you of state banks’ personnel. No offices, meeting rooms, bureaucracy or formality.

Merely respectful communication when you want it.

Attention! We use messengers and we’re available 24/7. You don’t need to (although you may) phone us and wait to be put through to the right specialist. In the customer chat, there are always two people: the concierge and the supervisor. This is a new service level for well-off customers.

The app

The monobank app, which many of the experienced call one the most beautiful ones, has been specially redesigned for the iron card owners — a different app icon, different colours, and a different loyalty programme. Simply show your IRON app to monobank customers who haven’t got the iron card yet and watch the reaction 🙂

iron app
iron card

Deposit IRON terms

Period 3 months 12 months
Interest rate, per annum 17%
3 months 17%
12 months 18%
18%
Minimal sum
From 400,000 ₴
Paying the interest To your monobank card or adding it to the deposit sum (capitalisation)
Paying the deposit On your card or account in any bank of Ukraine or cash in a bank
Top-up

Yes, throughout the entire deposit period

The top-up sum, in a calendar month, must not be greater than the initial deposit sum

Automatic prolongation Yes. The deposit prolongation can be rejected throughout the entire period
Early termination Not applicable
The interest rate on the account "On Demand", 0.01% per annum
Opened by the bank for operations with deposits
Deposit agreement template
Period 3 months 12 months
Interest rate, per annum 2%
3 months 2%
12 months 3.25%
3.25%
Minimal sum
From 20,000 $
Paying the interest To your monobank card or adding it to the deposit sum (capitalisation)
Paying the deposit To your monobank card or in cash in the bank’s office, for free
Top-up

Yes, throughout the entire deposit period

The top-up sum, in a calendar month, must not be greater than the initial deposit sum

Automatic prolongation Yes. The deposit prolongation can be rejected throughout the entire period
Early termination Not applicable
The interest rate on the account "On Demand", 0.01% per annum
Opened by the bank for operations with deposits
Deposit agreement template
Period 3 months 12 months
Interest rate, per annum 1%
3 months 1%
12 months 2.25%
2.25%
Minimal sum
From 20,000 €
Paying the interest To your monobank card or adding it to the deposit sum (capitalisation)
Paying the deposit To your monobank card or in cash in the bank’s office, for free
Top-up

Yes, throughout the entire deposit period

The top-up sum, in a calendar month, must not be greater than the initial deposit sum

Automatic prolongation Yes. The deposit prolongation can be rejected throughout the entire period
Early termination Not applicable
The interest rate on the account "On Demand", 0.01% per annum
Opened by the bank for operations with deposits
Deposit agreement template