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monobank phone
monobank card

Get the most convenient card with a credit limit of up to 100,000 UAH

We’ll calculate your personal credit limit without any interviews with brokers or journeys to the bank. We’ll only need photos of your passport and personal tax reference number

Please leave your phone number and we’ll send you a text message with a link to download the app Leave your phone number to register

Install the monobank app from App Store or Google Play

How to get a monobank | Universal Bank card?

Install the monobank app from App Store or Google Play

Take a photo of your passport and personal tax reference number

Choose to have the card delivered by the bank employee or pick it up at the nearest outlet. This is free

mastercard

IRON BANK metal card

Personal travel privileges have become more accessible. Now you can switch to a paid card service.

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The bank’s dashboard

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Number of clients with active hryvnia accounts
customers
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The number of purchases in retail chains and the Internet
purchases
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The amount of purchases in retail chains and the Internet
spent
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Amount of accrued cashback by all clients
cashed back
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Tariffs

We’ve got the best offer in Ukraine

Tariffs in detail
* As of 1 September 2018
Universal Bank
monobank
Privat Bank
“Universal”
Alfa Bank
“Maximum”
Grace period Up to 62 days Up to 55 days Up to 55 days
Interest rate 3,2% 3,6% 3,33%
Cash withdrawal
0,5% — personal funds
4% — loan proceeds
1% — personal funds
4% — loan proceeds
4%
Top up Free Free 50 грн
Interest on balance 10% per annum 7% per annum
Cash-back Up to 20% Up to 5%

Mobile App

We’ve put in all our experience into creating the most convenient mobile app. Simple transfers, paying utility bills, a functional statement, and card settings which meant going to the bank office are now in your pocket!

monobank interface payments

Where else have you seen free money transfers?

Topping up the monobank card is free! Further on, top up your mobile phone, pay for utilities and other services without any fees. Even if you’re using loan funds! Transfer money to your contacts in just one tap — it’s even easier that you can imagine

All your expenses at the tip of your fingers

Always wanted to check how much of your money comes on unbridled joy? It’s simple now. Use the monobank card, and you’ll always be able to your expenses nice and structured

monobank interface main
monobank card settings

Forget everything you knew about banking

Install all the limits, including PIN request during purchases, all by yourself. Can’t find your card? Get it blocked to play it safe. Change your PIN right in the app without going to an ATM

This is just the beginning

Deposits with up to 17.5% per annum in hrivna and 3.75% in a foreign currency

Establish convenient deposits in the way that works best for you

  • Using the monobank card

  • Using the banking details

  • Using cash in the partner banks’ offices

We cover for possible expenses caused by transferring the money to the deposit

ФГВФО лого

The bank is a member of the Deposit Guarantee Fund

Installments have never been so affordable

Say, you want to buy a phone for ₴10,000 on hire purchase over 6 months. All you need to do is to let us know in the app. And for your next purchase, you’ll pay in 6 parts. Just at 1.9% per month.

Here’s another example. In the middle of a month, you make a large purchase and you end up having no cash at the end of the month. With the monobank card, you can transfer any your expense of the past 7 days on hire purchase. And the money will return to your card immediately.

We return up to 20% of your purchases

Every month, you can choose two purchase categories in which we’ll return up to 20% of your expenses. But there’s more! Every month, you’ll receive 10% per annum of your personal card balance

Store other banks’ cards for simple and free top-up

Transfer money to people from your contact list or top up their phones

Get an interest on your personal balance — 10% per annum

Pay utility state bills free of any fees. Even against credit funds

Cash back real money from your purchases. No bonuses which heaven only knows where to use

Make regular payments? Any transaction can be repeated with just one tap any time

How to get a monobank | Universal Bank card?

monobank card

Install the monobank app from App Store or Google Play

Take a photo of your passport and personal tax reference number

Choose to have the card delivered by the bank employee or pick it up at the nearest outlet. This is free

Please leave your phone number and we’ll send you a text message with a link to download the app Leave your phone number to register

Install the monobank app from App Store or Google Play

Humane customer support

No answering machines or bots. Only communication with real people ready to run through a brick wall for you! We talk with you in the messenger of your choice