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Monobank premium card Platinum

Please leave your phone number and we’ll send you a text message with a link to download the app

Elite privileges
New level of privacy
New design
Lower tariffs

Not just in black now

Choose from three brand new card designs

This is the first card in Europe without a card number

Lost your card? So what!

Want an even better protection for your finances?
Set the dynamic CVV in the app

Privileges
of top class!

Concierge

Monobank's professional support team, accompanied by concierge service from VISA will make your irreplaceable 24/7 aide in dealing with anything.

Get support both via telephone and in a messenger of your choice
We guarantee confidentiality for every customer
Talking with our personnel will not remind you of regular bank tellers
No offices, meeting rooms, bureaucracy, or formalities
Merely a respectful conversation when you choose to have it

Airport comfort
of the highest order

Access to all business lounges from Mastercard, as well as Lounge Key

With monobank platinum card, you will get free access to all business lounges from Mastercard and Lounge Key in more than 1,100 airport lounges around the world.

Instant access to lounges with a card or QR code.
Free coffee and snacks
Wait for your flight in comfort (does not depend on your ticket or airline ranking)
Have your company access the lounge (for a separate fee)
Some of our customers enjoy the lounges so much, they decide not to go anywhere!

Fast track

Service allowing to jump the queue in all airport formalities: flight check-in, passport control, and customs.

All this is provided free of charge to the holder of the premium card in more than 100 airports around the world.`

Pass passport control and customs without queuing both when going abroad and returning home
Check yourself and your baggage in without queuing when going abroad
With our help, it will be a lot harder for your to miss your flight!

Mile programme

With monobank platinum, you save miles by making your everyday outbound transactions
We credit you with 11 miles for every ₴1,000 in a receipt when you pay with monobank platinum
You can spend the miles to cover the world's any airline tickets and train tickets
Simply choose the tickets you want to pay for with the miles from your transaction list
A few taps, and the ticket price is returned to your card

What's more

Withdraw up to ₴5,000 of your own funds per month when abroad
Traveller insurance with a coverage of up to $1,000,000 when paying for tickets or accommodation with VISA card
Car rental on special terms Hertz, Avis, Budget and Rentalcars.com
Access to the extended package from SWEET.TV for 0 UAH.
Accommodation discounts from Booking.com, RIXOS and Agoda
Free consultation with doctors (including a psychologist) from the Medikit partner
Business & Family Lounge at the Central Station in Kyiv
50% discount on trips to the station and back with Bolt until June 30, 2024

Tariffs

Service fee of monobank platinum is the best among elite cards.
monobank platinum Bank 1 Bank 2
Opening
₴500
between ₴4,000 and ₴8,000
between ₴5,500 and ₴10,000
Service fees a month
₴300
between ₴600 and ₴2,000
between ₴500 and ₴1,000
Interest rate a month 2.9% 3% They do not have a credit line
Grace period up to 62 days up to 55 days
Monthly payment 4% of the total debt 7% of the total debt 5% of the total debt
Cash withdrawal
Personal funds in Ukraine: 0.9%
Personal funds abroad: free (up to ₴5,000 a month)
Credit funds: 3.5%
=
Personal funds in Ukraine: 1%
Personal funds abroad: 2%
Credit funds: 3%
=
Personal funds in Ukraine: 0,8%
Personal funds abroad: 1,2% (min 3 USD)
Credit funds: 4%
=
Cashback up to 20% up to 5%
Mile programme 11 miles for every ₴1,000 in the receipt
LoungeKey business lounges and terms of access Mastercard World Elite - without restrictions and without the need to comply with access conditions, unlike other banks.
Visa Infinite - without restrictions for a year.
Access condition: if there are expenses ONLY from UAH 10,000 on a Visa Infinite card in shopping points and/or the Internet from the Visa Infinite card 30 + 5 days before departure (the day of departure and 5 days before it are not taken into account).
Mastercard World Elite - unlimited per year.
Condition of access: availability of expenses for a total amount of UAH 10,000 or more using the Mastercard World Elite card at retail outlets and/or the Internet from the Mastercard World Elite card 30 + 5 days before departure (day departure and 5 days before it are not taken into account).
Visa Infinite - without restrictions for a year.
Condition of access: availability of expenses for a total amount of UAH 20,000 or more on a Visa Infinite card at retail outlets and/or on the Internet from a Visa card Infinite 30 + 5 days before departure (the day of departure and 5 days before it are not taken into account).
Mastercard World Elite - unlimited per year.
Condition of access: availability of expenses for a total amount of UAH 10,000 or more using the Mastercard World Elite card at retail outlets and/or the Internet from the Mastercard World Elite card 30 + 5 days before departure (day departure and 5 days before it are not taken into account).
Visa Infinite - without restrictions for a year.
Condition of access: availability of expenses for a total amount of UAH 20,000 or more on a Visa Infinite card at retail outlets and/or on the Internet from a Visa card Infinite 30 + 5 days before departure (the day of departure and 5 days before it are not taken into account).

Credit
Calculator

Card
Black Card
Platinum card
IRON card
Total cost
0

Minimum payment
41.66
First payment date
До 30.06.20
Total loan cost
1 000
Effective rate
0,00001%
Grace period
До 30.06.20

👉 The calculation is approximate, for informational purposes only, and is based on the assumption that the client conducts a credit transaction at the point of sale.

Minimum loan amount - 1,000 UAH.
Maximum loan amount - 500,000 UAH.
Minimum loan term - not set.
Maximum loan term - 25 years.

👉 Information about possible consequences of using a loan or failure to fulfill obligations under the contract:

  • When receiving a loan:
    • The customer who took a loan returns the amount in accordance with the terms of the contract and the law;
    • The customer who took a loan can incur costs in the form of interest and fees;
    • The amount of credit limit may change.
  • In case of late repayment of indebtedness or other violations of the contract:
    • The customer who took a loan may be subject to a penalty;
    • We have possibility to require a premature repayment of the loan and reimbursement of losses caused to us by violation of contractual obligations;
    • We have the right to apply to collector companies in case of the customer’s failure to repay the indebtedness;

The condition of obtaining a loan cannot be the purchase of any products or services related to us, because it is forbidden.

We do not have the right to make amendments in the contracts with the customers on our own, except for the cases specified in the contract and the law;

The customer may also refuse from receiving the electronic advertising materials - letters, messages, etc.